Oxford Life has introduced an annuity with outstanding client benefits, guaranteed interest and/or income guarantees. This is NOT a variable annuity or other form of security, and therefore not subject to market risk and volatility. Read product brochure.
By Tom Russell
(This article appeared in the Payson Roundup’s Senior Living magazine on January 27, 2012.)
With a growing population of American citizens over age 60, life insurance companies have created products to serve the financial needs of this important demographic. Sometimes these products make sense; however, some life insurance policies unfairly enrich the pockets of the company. This list of eight types of life insurance can help you be well informed, and avoid poor choices and tricky fine print: Read More »
By Tom Russell
(This article appeared in the Payson Roundup Senior Living Magazine)
When grandchildren begin their financial life, good advice about their personal insurance selections can save them a fortune, and perhaps spare them a ton of heartache. The foundation of a young family’s personal insurance plan consists of life insurance, disability insurance and medical/health insurance. Read More »
Our investment success depends, more than we may realize, on reducing the fees and commissions we pay. It is not unusual for savers to pay a “management fee” of between 1% and 2% per year on their total investment portfolio. Mutual funds often have hefty upfront commissions. Read More »
Did you know life insurance serves two purposes? It can protect from both dying too soon and living too long.
How would you like to receive a 10% or higher payout, for as long as you live – never having to worry about outliving your resources? Financial advisers often have a hard time recommending this solution, and not for a good reason.
This solution can be very powerful. Check this link out at Forbes Magazine. Contact us for more information. We’ll shop the nation’s top companies to find your very best monthly payout.
This article from Genworth Financial’s new Let’s Talk website.
1. How Things Are Now – Is the person you care about already facing challenges that you may not be aware of? Do you have a clear and realistic view of their current daily lives? Do they have any health problems? Are there things that can be done now to make life easier? Read More »
