New To Medicare

Your Medicare Options 

When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare: 

Original Medicare

• Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
   

• If you want drug coverage, you can join a separate Part D plan.
  
  To help pay your out-of-pocket costs in Original Medicare (like your deductible and 20% coinsurance), you can also shop for and buy supplemental coverage.

Part A

Part B

You Can Add Part D

You Can Also Add 

Supplemental Coverage

(Some examples include coverage from a Medicare Supplement Insurance
(Medigap) policy, or coverage from a former employer or union.)

Medicare Advantage

(also known as Part C) 

• Medicare Advantage is an
  "all in one" alternative to Original Medicare. These "bundled" plans include Part A, Part B, and usually Part D.
   

• Some plans may have lower out­-of-pocket costs than Original Medicare.
   

• Some plans offer extra benefits that Original Medicare doesn't cover- like vision, hearing, or dental.

Part A

Part B

Most Plans Include

Part D

Some Plans Also Include: 

Lower out-of-pocket costs

Extra benefits

Understand Your Medicare Options - Click Below

The information below has been taken from the "2020 Medicare & You Handbook"