New To Medicare   (Taken from Website)

Your Medicare Options 

When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare: 

Original Medicare

  • Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).

  • If you want drug coverage, you can join a separate Part D plan.

    To help pay your out-of-pocket costs in Original Medicare (like your deductible and 20% coinsurance), you can also shop for and buy supplemental coverage.

Part A

Part B

You Can Add Part D

Part D

You Can Also Add 

Supplemental Coverage

(Some examples include coverage from a Medicare Supplement Insurance
(Medigap) policy, or coverage from a former employer or union.)

Medicare Advantage

(also known as Part C) 

  • Medicare Advantage is an
    "all in one" alternative to Original Medicare. These "bundled" plans include Part A, Part B, and usually Part D.


  • Some plans may have lower out­-of-pocket costs than Original Medicare.

  • Some plans offer extra benefits that Original Medicare doesn't cover- like vision, hearing, or dental.

Part A

Part B

Most Plans Include

Part D

Some Plans Also Include: 

Lower out-of-pocket costs

Extra benefits

Understand Your Medicare Options - Click Below

The information below has been taken from the "2020 Medicare & You Handbook"


Phone:  (928) 474.1233

1.800.745.3570 TTY:711

Visit Us: 620 E. Hwy 260, Suite D-3 (Behind Fargo’s Steakhouse) in Payson

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Agents of Tom Russell & Associates are not connected with or endorsed by the US Government or the federal Medicare program. Medicare has neither reviewed nor endorsed the information contained on this website.

To contact Medicare directly, please call

1-800-MEDICARE or 


This website serves as an invitation for you, the customer, to inquire about further information regarding Medicare plans, and submission of your contact information constitutes permission for a representative to contact you with further information including complete details on cost and coverage.

Medicare Options

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