Swimming Together

New To Medicare

(Taken from Medicare.gov Website)

Your Medicare Options 

When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare: 

Original Medicare

  • Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
     

  • If you want drug coverage, you can join a separate Part D plan.

    To help pay your out-of-pocket costs in Original Medicare (like your deductible and 20% coinsurance), you can also shop for and buy supplemental coverage.

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Part A

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Part B

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You Can Add Part D
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Part D

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You Can Also Add 
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Supplemental Coverage

(Some examples include coverage from a Medicare Supplement Insurance
(Medigap) policy, or coverage from a former employer or union.)

Medicare Advantage

(also known as Part C) 

  • Medicare Advantage is an
    "all in one" alternative to Original Medicare. These "bundled" plans include Part A, Part B, and usually Part D.

     

  • Some plans may have lower out­-of-pocket costs than Original Medicare.
     

  • Some plans offer extra benefits that Original Medicare doesn't cover- like vision, hearing, or dental.

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Part A

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Part B

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Most Plans Include
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Part D

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Some Plans Also Include: 
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Lower out-of-pocket costs

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Extra benefits

Understand Your Medicare Options - Click Below

The information below has been taken from the "2020 Medicare & You Handbook"

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