Medicare Options - 2021

What is Basic Medicare?

Medicare is a Federal Health Insurance program that covers most people 65 years old and over, some people younger than 65 with disabilities, people diagnosed with amyotrophic lateral sclerosis (ALS), and those with end-stage renal disease (ESRD).

Medicare is divided into several parts. Here is a brief overview of these parts:

MEDICARE
ORIGINAL MEDICARE

See details at: www.medicare.gov

Part A 

HOSPITAL

Premium: For most $-0
 

Part A Deductible: Medicare does not pay the first $1,484 of each Hospital stay

Part B

DR, LAB, ETC.

Premium: $148.50

 

PART B Deductible: $203

Medicare does not pay the first $203 of Medically necessary exprenses

Medicare Supplements

(also called Medigap Plans)

See details: Plans A - N

Part C

ADVANTAGE PLANS

•    HMO
•    PPO
•    PFFS

Most include Prescription coverage

More Info
Part D

PRESCRIPTION PLANS

There are 32 Plans in AZ
 

  • Stage 1: Deductible $445

  • Stage 2: Initial Coverage $4,130
    of the actual cost of drugs

  • Stage 3:  Donut hole or gap:$4,130, through 6,550 You pay 25% on Brand Name and Generic Drugs.

  • Stage 4: Catastrophic: $6,551 & up approx.cost 5% to you

newtomedicare_thumbnail.jpg

Where To Start?

If you are new to Medicare and are confused by all the options we can help!

Medicaresuppliments.jpg

The Right Supplement

Understanding Medicare Supplements can be a daunting task but we can help.

planb_doctor.jpg

What Does it Cover?

Original Medicare Part B may not cover all the things you think it does.  We can help explain.

advantage.jpg

Gain The Advantage

With 28 different plans in Arizona, the options vary.  We can show you the right plan.

eligibilty.jpg

Eligibility Requirements

We can help you understand the eligibility criteria and what to look for when applying.

prescriptiondrugs.jpg

The Right Drug Plan

If you or a loved one is currently on a prescription drug plan make sure you