Medicare Options - 2021

What is Basic Medicare?

Medicare is a Federal Health Insurance program that covers most people 65 years old and over, some people younger than 65 with disabilities, people diagnosed with amyotrophic lateral sclerosis (ALS), and those with end-stage renal disease (ESRD).

Medicare is divided into several parts. Here is a brief overview of these parts:


See details at:

Part A 


Premium: For most $-0

Part A Deductible: Medicare does not pay the first $1,484 of each Hospital stay

Part B


Premium: $148.50


PART B Deductible: $203

Medicare does not pay the first $203 of Medically necessary exprenses

Medicare Supplements

(also called Medigap Plans)

See details: Plans A - N

Part C


•    HMO
•    PPO
•    PFFS

Most include Prescription coverage

Part D


There are 32 Plans in AZ

  • Stage 1: Deductible $445

  • Stage 2: Initial Coverage $4,130
    of the actual cost of drugs

  • Stage 3:  Donut hole or gap:$4,130, through 6,550 You pay 25% on Brand Name and Generic Drugs.

  • Stage 4: Catastrophic: $6,551 & up approx.cost 5% to you

Where To Start?

If you are new to Medicare and are confused by all the options we can help!

The Right Supplement

Understanding Medicare Supplements can be a daunting task but we can help.

What Does it Cover?

Original Medicare Part B may not cover all the things you think it does.  We can help explain.

Gain The Advantage

With 28 different plans in Arizona, the options vary.  We can show you the right plan.

Eligibility Requirements

We can help you understand the eligibility criteria and what to look for when applying.

The Right Drug Plan

If you or a loved one is currently on a prescription drug plan make sure you 

Phone:  (928) 474.1233

Visit Us: 620 E. Hwy 260, Suite D-3 (Behind Fargo’s Steakhouse) in Payson

More Info


Agents of Tom Russell & Associates are not connected with or endorsed by the US Government or the federal Medicare program. Medicare has neither reviewed nor endorsed the information contained on this website.

To contact Medicare directly, please call

1-800-MEDICARE or 


This website serves as an invitation for you, the customer, to inquire about further information regarding Medicare plans, and submission of your contact information constitutes permission for a representative to contact you with further information including complete details on cost and coverage.

Medicare Options

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