Medicare Options - 2026
What is Basic Medicare?
Medicare is a Federal Health Insurance program that covers most people 65 years old and over, some people younger than 65 with disabilities, people diagnosed with amyotrophic lateral sclerosis (ALS), and those with end-stage renal disease (ESRD).
Medicare is divided into several parts. Here is a brief overview of these parts:
Part A
HOSPITAL
Part B
MEDICAL-DR LABS ER
Part C
ADVANTAGE PLANS
Part D
PRESCRIPTION PLANS
Premium: For most $-0
Part A Deductible: Medicare does not pay the first $1736 of each Hospital stay
Premium: $202.90
PART B Deductible: $283
Medicare does not pay the first $283 of Medically necessary expenses
Medicare Supplements
Works with Original Medicare A & B
(also called Medigap)
See details: Plans A - N
• HMO
• PPO
• PFFS
Most include Prescription coverage
There are 10 Plans in AZ
-
Deductible: Up to $615
-
Initial Coverage up to $2100
of the actual plan cost of drugs -
Catastrophic: Over $2100 Plan pays full cost for your cover drugs. You pay nothing for covered Part D drugs
